Kanalyst reads every bank SMS the moment it arrives, builds your expense ledger automatically, syncs to Google Sheets, and gives you a complete picture of your financial life — no manual entry, ever.
Built specifically for Indian retail investors and salaried professionals who want financial clarity without the spreadsheet headache.
The moment your bank sends an SMS — Kanalyst captures it. Merchant, amount, account, timestamp — all extracted in under a second.
Create a rule once — "Swiggy → Food", "BESCOM → Utilities". Kanalyst applies it to every transaction, past and future. Sub-categories, custom labels, merchant-level auto-fill. The rule engine learns your patterns and handles edge cases automatically.
Every transaction flows into your spreadsheet in the exact column layout you configure. No copy-paste. No formulas to maintain.
Set monthly budgets per category. Visual progress bars. Alert at 80%. Alert when exceeded. Configure per-category thresholds.
Reinstall anytime. Everything restores from the cloud — transactions, rules, categories, budget config, all of it.
Connect Gmail and Kanalyst reads your NSDL/CDSL CAS emails to import equity holdings and mutual funds automatically. Track net worth, XIRR, asset allocation, and dividend income. Add FDs, RDs, EPF, PPF, and NPS balances. See your complete financial picture in one dashboard.
Invite a partner or spouse. Toggle family mode to see combined household expenses. Share categorisation rules, custom fields, and budgets across accounts. The web app and Android app stay in perfect sync — configure once on either platform, reflects everywhere.
From bank SMS to organised ledger in under two minutes. No bank login. No OTP sharing. No third-party account access.
Download from Play Store. Grant SMS read permission — the only permission required. Kanalyst scans your existing inbox and imports your full transaction history in seconds.
Every new bank SMS is processed the instant it arrives. Merchant, amount, bank, account last-4 — all extracted by our pattern engine. Works with every major Indian bank and UPI app.
Tap "Sort" and start confirming merchant categories. Each confirmation creates a rule that applies retroactively and to all future transactions. Most users categorise 80–90% of transactions automatically in one session.
Paste your spreadsheet URL. Choose which columns map to which fields. From that point on, every new transaction appears in your sheet automatically.
Log into app.kanalyst.in from any browser. Full dashboard with monthly breakdowns, portfolio tracking, NPS, FDs, goals, and complete transaction history — synced from your phone in real time.
Runs silently in the background. Captures every transaction the instant it happens. Works completely offline — syncs to cloud when connected.
Instant detection for HDFC, SBI, ICICI, Axis, Kotak, IndusInd, Yes Bank, PNB, BOB — UPI credits, debits, NEFT, IMPS all captured automatically without any manual input.
Day-by-day calendar showing your spend. Tap any date to see every transaction. Month-over-month trend charts by category. Merchant-level insights and spending patterns.
Add custom fields to any transaction — Project Code, Vehicle, Property. Auto-fill rules apply them based on category. All custom fields flow into your Google Sheet columns.
Configure warning threshold (e.g. 80%) and exceeded threshold (100%) per category. Notifications fire automatically and work fully offline — no network needed.
app.kanalyst.in gives you capabilities beyond the mobile app — portfolio tracking, NPS, FD/RD, goals, dividend income, and your complete financial history from any device.
Connect Gmail and Kanalyst automatically reads your NSDL/CDSL CAS emails to import equity holdings and mutual fund portfolio. Track net worth, XIRR, asset allocation, and portfolio growth over time.
Add FDs, RDs, EPF, PPF, and NPS balances. Every asset class in one place. Total net worth always current.
Your spending broken down by category, merchant, month, and financial year. Set budgets, track progress in real time, and see exactly where your money goes — down to merchant level.
Import from Gmail, set recurring rules, and view combined family expenses across all connected accounts.
No subscriptions. No paywalls. No credit card. Everything is free because we believe financial clarity is a right, not a premium feature.